Applying for a No Exam Life Insurance

Have you seen or heard about life insurance policies that don’t require a  medical examination? they actually call it a no exam life insurance and if you are interested in it, you will know its benefits and that includes the speed of the application process.

Life insurance is a highly personal investment and so you may still decide you want a no exam policy. You can request a no exam life insurance quote and ask the experts to help you with your life insurance choices.  They are willing to help you regardless of whether or not you want a medical exam when you apply for their policy.

Looking Back & Reminisce My Happy Memories of 2010

As I bid goodbye of the year 2010, I looked back and reminisce those good and happy memories that happened in my life last year.

I had a wonderful and perfect summer experience last year of April because it was my Mom and my younger sister’s holiday. They spend their summer here for almost 4 weeks and we treasured each moment while they are here. Every year, my mom always have her holiday here for almost a month to spend time with us and this time it was a special holiday because my younger sister was with her. She was still 5 years old when I first saw her and now she’s 19 years old and she’s really a grown up lady.

My mom rented an apartment which is located near the beach since she loves swimming at the beach every morning. Almost everyday, we always go to the beach and we really enjoyed each others company. It was indeed an unforgettable summer we had where I spend my time together with my ever missed family and loved ones.

I was also surprised when my dad called me on the phone last July of 2010 informing me that  they will be coming to our hometown to visit my grandparents. We supposed to meet him together with his wife when they arrived here in our city but due to lack of time since they still have to travel a long way back to our hometown, we decided to meet when they get back here in our city. We finally met each other after 10 long years! Our last meeting was when I was still studying in College. How time flies, I am now married and have a daughter already. It was also my first time to finally meet his wife. And its my dad’s first time to meet my hubby and his first grand daughter too.

In case you’re wondering and confused about my family’s background, well, my mom and dad separated when I was still a baby. My grandmother was the one who raised me. It was my grandmother’s decision that my mom should go abroad and work to support our family. And in order for my mom to stay in Switzerland, she married a Swiss guy that’s why I have half siblings there. When my dad knew that my mom already got married, he decided to join the military (Armed Forces of the Philippines) and later on he got married too where I also have some half siblings on his side.

Now you know that I came from a broken family. To be honest, it hurts me deep inside… it really breaks my heart and I am still bringing this pain until now because I really wanted to have a complete and united family. I never experienced what it feels like having a mom and dad on my side. Although they supported me financially but I need their moral and emotional support.

However, as time goes by, I realized that it is my destiny and I could never turn back the time and bring them back together. It hurts, but I have to move on and go on with my life. Ive been through a lot of trials but I had able to overcome it. Right now I am happy with my life because I have a complete and loving family of my own. I also thanked my mom and dad for every thing and best of all, I am thankful to God for all the goodness He had done in my life.

Oh! by the way, the photo above is our one and only photo together with my dad. We have no photo together when we met for the first time . So this photo of us will be cherished forever in my heart together with this blog post entry I made for Batang Yagit’s “My 2010″ Blog Contest which was generously sponsored by The League of Legends Strategy.

I have been blogging for almost 2 years now but I still consider myself as a newbie on blogging. However, I thanked God that through blogging, I met a lot of people who  later became my good friends . I learned a lot from them as they share their own experiences as well as their tips and advices on how I could boost my blogging career. Our friendship gets even more exciting when we get the chance to meet-up with some of my blogging friends!

I was invited by my sweet and kind blogger friend Ate Grace for their Church Anniversary and Thanksgiving last September 2010 . I am so happy  that I finally met her in person together with my newly found blogger friends . I am looking forward for more of our bonding moments together  as we continue our great  and wonderful friendship both from offline and online world.

Its been my hubby’s family legacy since 1985 in making and sewing huge curtains for hotels, schools, politicians, businessmen, and for rich and famous people here in our city and to other places too.My father in-law does the main job on the planning and preparation,choosing the right tracking system or pole, measuring and estimation of the face fabric requirements, sewing the curtains and installing it while my hubby is the one assisting my FIL for curtain sewing.

I am just amazed how they do this kind of business. It is just unique for a family doing this kind of work and to think that men can do the sewing of curtain. I actually don’t know how to sew using an electric sewing machine but my hubby and my father-in-law does it perfectly and it is a big money when its done. I am so thankful to God for their great sewing skills. When it is a package deal where it includes the whole house including living room, dining room, bedrooms etc, that would usually costs around $2,000.

We actually received this huge pile of money last December 2010 as payment out from my husband’s hard work in sewing huge curtains from a Mayor’s newly built house . It is actually a rare opportunity and a huge blessings for us because out from my hubby’s inherited skills from his father in sewing specially designed personalized curtains, we had able to bought an additional 2 pc units for our internet shop. I am so thankful to God for these marvelous blessings and unmerited favor He had given to us.

And speaking of internet shop, there are more than 10 internet cafe establishments operating here in our place. It seems like this kind of business is very in-demand since almost all people uses internet nowadays. I can see there are some students who make some assignments and just pass it on their teacher’s email add. While other students do their research and prints it out. Some are hard core players of online and offline games. Others would love to chat while some would love to check out their social sites and do some internet surfing.

With regards to the competition of this kind of business, I am not worried that much since it is not only about the internet and other service we provide but its all about building relationships with our customers. And that means we are providing a good customer service to them in attending all their needs. We have lots of “suki” repeated customers who always comes back to us. Even if we had transferred to another place several times, our customers would always find us. Our i-cafe shop also serves as our house that’s why when we wake up late, our “suki” customers would knock on our door so we can open them and they can start to use the pc.

Aside from pc usage, printing, scanning, encoding, cd-burn etc. we also accept music and video downloads to mp4, mobile phones and other gadgets.We also transfer files using bluetooth, infrared, memory card etc. And not only that, my hubby also accepts pc repair and reformat which also serves as our extra income.

Our i-cafe shop has been operating for more than 7 years now and I could say that its still booming and running smoothly and we are thankful to God that even if we have a lot of competitors, we still have many customers who still keep on coming back to us.

I used to be a dancer during my high school and college days and I also have this golden voice but since I became a Christian, I used my talent in singing where I  am the Praise and Worship leader of our church. And for almost 7 years now , we already performed in  different churches, places, and fellowship gatherings. My hubby is the one playing the lead guitar too. We offer up our lives to God and we want to use our talent to Honor Him and Glorify His Name.

And What’s the Result?

I Received a $500 Special Donation for our Church

We bought a set of cymbals, stand and pedal for our drum set in our church


I joined a Blog Awards Contest in YouSayToo last new year of 2010  and even though I did not win the 1st prize, God is so Good because He touched the heart of the admin of the site and they donated $500 for our church in buying some additional instruments because that is my purpose why I joined their blog contest.
As a true follower and servant of the Lord, I am walking into God’s Blessings. I always expect BIG Things because I know ALL THINGS ARE POSSIBLE with GOD!

You’re Beautiful…But You’re Fat

That’s the usual reaction of people when they saw me that huge and fat before. Even if its my long lost friends and long time no see relatives, they were surprised to see me how I gained a lot of weight.It actually hurts me a lot every time they tell me that I am fat. But I cannot deny it since its true anyway. I just laugh it out by telling them that I had been freely indulge in the kitchen and since my daughter loves to eat, I also can’t resist to eat because she will give her left over foods to me.

I had been trying my best to control my diet and watch what I eat. Since I am optimistic enough and I have the courage, patience and determination to do it, I’m so glad that there’s already a huge improvement and positive changes out from my meal diet. I only eat 1 cup of rice once a day. Bread, biscuits, noodles or pasta serves as my rice alternative. I also avoid eating sweets and drinking soft drinks. I have a sweet tooth and I am such a chocoholic and a soft drinker but Ive set a goal for myself. I also did a variety of cardio exercises 30 minutes daily , 3-5 times a week. I keep it realistic and I always look forward for my fitness and for dropping off some pounds.

Now that my hard work was being payed as I strive hard in losing my weight, I gained back my confidence when I noticed the visible results as well as the positive approach and comments from people who had also noticed the big changes of my body.

I have been through a lot of struggles, down-lows, having a low-self esteem and feeling self-pity of myself before when everybody would say that I should stop getting fatter everyday. It seems that there is no hope for me. I just can’t take all those negative compliments that I keep on receiving from people around me so I made a promise to myself that I should set a goal in losing my weight. It wasn’t easy at first but I always keep in mind that I should do it because it is for my own good. I also have this positive attitude that I can do it.  I sticked to my weight loss plan religiously and now I see the good and positive results.

All of these beautiful memories and special events in my life are worth remembering for. Every little thing means a lot to me and I always treasure it in my heart…FOREVER!

We Want a House that Can be Called as Home

Ever since I was a child, we always keep on transferring and moving from one place to another because we don’t have our own house. I just hate it every time we are planning to move. The hassles, the inconvenience, the tiresome job of keeping, packing and placing our things to our newly rented home. I remember when my grandmother died and I have to pursue my college degree in another city, I needed to transfer from one city to another and I find it hard to find a moving truck.

Good thing my cousin has a friend who offered to rent their truck but it was not that huge and I felt so sad because some of our furniture and other things was left because it can’t be fit on the truck anymore.It’s a long mile travel and its so expensive to hire them again to pick up the things I left from our previous rented house. And the worst part, some of my things like my bed and my appliances were damaged when we arrived on my newly rented house because it was raining at that time and the truck has no roof nor even a tarps in it.


That’s what I hate about moving, specially when you have no contacts and information on where to find a moving
company. I hope that I can find a reliable one who can handle all valuables and things with extreme care.They are specialists in moving large and small home re-locations and offers various sorts of home moving, whether local or long distance, and rare or fragile goods.

We are planning to move again from another rented house. I actually feel so sick and tired  of it because  we really want a house that can be called as home.  We do hope and pray that by God’s grace, were gonna have our dream house soon.

Happy New Year!

This New Year, it is now time to
unfold new horizons and realize new dreams,
to rediscover the strength and faith within you,
to rejoice in simple pleasures and to
gear up for a new and exciting challenges…

Wishing you all a truly fulfilling New Year!

What’s Your New Year’s Resolution?

When New Year approaches, we often start searching for the best New Year’s resolution ideas. It’s a time for us to look back and reminisce the things that we have done from the past and more importantly, we look forward for the good and better things for the coming year. It’s a time to reflect on the changes that we want or we need to make and resolve and follow through on those changes.

There are many common goals that we want to set before a new year begins. Some of the most popular New Year’s Resolution that we want to do specially for stay-at-home moms like me is we want to lose weight, we want start a healthy diet, do some fitness and exercise, and of course we want to earn more “moolahs” from blogging.

When setting a new goal, it’s essential for us to create a plan of action. The achievement process of a new year’s resolution takes commitment. There are often serious life changes involved and there must be a detailed plan for the process of how to achieve a specific goal. Many New Year’s resolution ideas involve making life changes and breaking old habits. This isn’t always easy, but the feeling of success is always something to be proud of. That’s why we should stay strong and set our realistic expectations.